Qarz-e-Hasna

Teacher: 

"Qarz-E-Hasna Kisay Kehte Hain"? 

Pathan: 

"Jab Qarz Denay Wala Paise Wapis Mangay, Aur Qarz Lene Wala HANS Day, To Usay Qarz-E-Hasna Kehte Hen"!